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CO-20 - Denial Journal
CARC CO — Contractual Obligation

CO-20

This injury/illness is covered by the liability carrier

What This Code Means

The payer believes a liability insurer (e.g. auto or general liability) is responsible for this claim.

Common Causes

  • Diagnosis suggests an accident or injury with a liable third party
  • Liability claim information not on file with the payer

How to Resolve or Appeal

  1. Confirm whether a liability claim exists (e.g. auto accident)
  2. Bill the liability carrier if applicable, or appeal with clarification if not

Educational reference only — not medical or legal advice. Always confirm code usage and appeal rights with the specific payer.

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