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CO-119 - Denial Journal
CARC CO — Contractual Obligation

CO-119

Benefit maximum for this time period or occurrence has been reached

What This Code Means

The patient has exhausted the plan’s benefit limit (visit count, dollar cap, or occurrence limit) for this service type.

Common Causes

  • Visit limit reached (e.g. therapy sessions per year)
  • Annual maximum for a specific benefit category met
  • Lifetime maximum reached

How to Resolve or Appeal

  1. Confirm the specific benefit limit and usage with the payer
  2. Check if secondary insurance covers the remainder
  3. Bill the patient for services beyond the covered maximum per policy
  4. Track high-utilization benefit categories proactively for future patients

Educational reference only — not medical or legal advice. Always confirm code usage and appeal rights with the specific payer.

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